This post is sponsored by Kmart. All opinions are my own.
Please tell me I’m not the only who has a number of big ticket items on their Christmas list this year. It’s almost ridiculous and a little depressing at the same time knowing that I probably won’t get a few of them. Maybe if I’m really, really good Santa will bring them for me? Just maybe? Anyways, I’ll likely have to scribble them off my Christmas list and write them out on my “what to save for” list. And that’s alright. But what if I could get them now and I didn’t have to wait until Santa brought them or until I saved enough money to purchase them? Now that would be ideal, wouldn’t it?
Enter: Kmart leasing. Do you hear the hallelujah chorus playing? Well, maybe not yet if you have no idea what I’m talking about, but let me explain myself!
Kmart Leasing allows you to lease bigger ticket items if you don’t necessarily have the funds to cover the expense right then and there. This isn’t just the perfect option for Christmas, but the Kmart Leasing program comes in handy when an appliance breaks unexpectedly or when your dog decides to go crazy and chew up your furniture before you’re expecting holiday guests. (I know I’m not the only one that gets struck by bad luck at the worst times!)
Kmart’s leasing program covers merchandise in a variety of departments such as home electronics and entertainment, appliances, household goods and furniture, sporting goods, lawn and garden and outdoor living. You don’t need to have any credit to qualify and only your photo ID, age and income are required to apply and you have to have a minimum purchase amount of $150. You also have the option to bundle more than one item under one lease.
To apply, you can either do so online or in-store, but you must be present in the store to begin the leasing process. Your lease contract will be set up with an automatic payment via your bank or card payments so you don’t have to worry about going to the store or mailing in your payment every month. You must lease an item for a minimum of five months before returning it, buying it out, or continuing the lease. If you want the item earlier than five months, the Early Purchase Option allows customers to buy the item in 30, 60, or 90 days for a modest premium over the original purchase price. It seems more complicated than it is, but it’s easy once you get the hang of it!
For the record, I’m not the only one with big-ticket items on my Christmas list either. Cory has some pretty spendy items on his list as well. I gave him a hard time about it the other day because besides the items you see below, the only things I can think of that he actually needs are things like socks, underwear and dress shirts for work. How boring is that?
Have you ever considered a leasing program for the holidays? I’m thinking Cory just might get a few things off of his wish list because of it! What a lifesaver!
This is a sponsored post written by me on behalf of Kmart.