So, let’s face it. We could all stand to save a little more money here and there. Saving money and decreasing spending always comes to my mind immediately following the holidays after money is spent basically non-stop in the months of November and December in preparation for Christmas. It gets to be a little rough on the wallet and I’m right there with you!
One of my biggest New Year’s resolutions is to put more money into savings. I don’t save nearly as much as I should, but I’m so grateful that my husband is far better at saving than I am. (Thanks Cory!) I’d like to contribute more this year to our savings, though, and hopefully I can do just that.
Here are a few ways I intend to save a little extra money this year:
one | Spend Less: That’s an easy one, right? Sometimes it’s not so simple. It’s so easy to spend money on items you probably don’t actually need. You know those random tubes of lip balm you purchase in the checkout lane or those dollar section items you just “have to have” because it’s “only $1”. Yeah, that all adds up… fast! My goal is to spend less on frivolous items so we have more to put in our savings accounts and can spend more on big ticket items we actually need.
two | Save on Prescriptions: We don’t have a lot of prescriptions between the four of us, but saving any little bit is certainly helpful. I recently learned about a handy app called ScriptSave® WellRx. I used it recently in La Crosse, WI when I was picking up my prescriptions and was surprised to save a little bit of money! It can be used at any pharmacy, too. ScriptSave essentially eliminates the need to call around different pharmacies to ask them what they charge for every medication. It’s a fast, easy, free price-check tool that does the work for you. You enter your zip code and finds the best rate for your medication at a pharmacy near you.
I’m excited to tell my patients about this app to help them save money on their prescriptions. I know how frustrating it can be for those who struggle to afford medications because unfortunately I hear that all too often in my profession.
You can get your ScriptSave WellRx card for free here. Use code: Sunny when registering for a Card or installing the mobile app! This is what the card looks like:
You can save this photo or take a screenshot of the card and show your pharmacist to see if you can get any discounts on your prescriptions.
three | Use Coupons: There are so many coupons available on-line for items that we purchase on a weekly basis. Why not save 50 cents to $1 or more on those items? It seems like a no-brainer if you ask me.
four | Make a Budget: And I should add, stick to it! That can be the hardest part, I get it, but if you’re wanting to build your savings, budgeting your expenses is literally the number one thing. Bills, groceries, and gas, those sorts of things come first. Once you see your budget laid out in front of you, you can determine what you can cut and trim to save even more.
five | 24 Hour Rule: I really love this technique for avoiding impulse purchases. If you’re wanting to make a purchase on a nonessential item, give yourself 24 hours, and if you still really want that item, then you can purchase it.
Saving money doesn’t have to be difficult. It really doesn’t. If you implement the above tips and tricks, you’ll be saving a couple dollars here and there in no time and those couple dollars will add up quickly!
What tips do you have for saving more money in the new year?
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